Top 5 Bank Accounts of 2021:
Click “Show More” to see my Favorite Financial Tools
▽MY FINANCIAL TOOLS▽
🏦 SoFi Complete Money Management
➤ Checking & Savings - https://magnified.reviews/SoFi
➤ Credit Card - https://magnified.reviews/SoFiCreditCard
➤ Invest - https://magnified.reviews/SoFiInvest
➤ Budgeting - https://magnified.reviews/SoFiRelay
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💰 Chime Fully Online Banking
➤ Sign-Up for Chime HERE: https://magnified.reviews/Chime
➤ Chime Credit Builder HERE: https://magnified.reviews/Credit-Builder
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💳 Favorite Credit Cards
➤ Chase Sapphire - https://magnified.reviews/Sapphire-Preferred
➤ Capital One Venture X - https://magnified.reviews/VentureX
➤ Chase Ink Business - https://magnified.reviews/Ink-Business
➤ Amex Green - https://magnified.reviews/Amex-Green
➤ Amex Platinum - https://magnified.reviews/Platinum
➤ Amex Business Gold - https://magnified.reviews/BusinessGold
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📊 Wealthfront Automated Investing
➤ First $5,000 Managed for FREE - https://magnified.reviews/Wealthfront
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💵 Current Card
➤ Current | Modern Banking App - https://magnified.reviews/CurrentCard
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📸 MY CAMERA GEAR
➤ My Camera: https://magnified.reviews/Camera
➤ My Microphone: https://magnified.reviews/Microphone
➤ My Lights: https://magnified.reviews/Lights
#5: Capital One 360- https://www.youtube.com/watch?v=Z1MDSeEObbM
Their savings account currently offers you 0.4% interest which is pretty competitive especially compared to some other national banks like Chase or Bank of America and they're going to charge no fees and give you free access to their network of 40,000 ATMs. Now the biggest benefit when it comes to Capital One and really the reason it made it onto this list is that it's going to offer you that in-person option if you do prefer to physically go into a bank to make a deposit or just get a question answered quickly. And of course, they also have a vast network of other financial services including some of the most popular credit card options on the market.
#4: Ally Bank- https://www.youtube.com/watch?v=9hYo8JN5gIc&t=16s
Ally Bank is currently going to offer 0.5% on their savings account as well as some awesome savings features such as their buckets savings and booster savings which allows you to automatically set money aside for your various financial goals. Now they also have a checking account option that's going to pay you 0.1% on balances below $15,000 and 0.25% on balances above $15,000. As usual, this account is going to charge you no minimum balance fees or monthly maintenance fees and it's going to give you access to their network of 43,000 ATMs.
#3: Discover Bank- https://www.youtube.com/watch?v=rghCwDQE3jE&t=5s
Their checking account currently offers 1% cash back which is absolutely insane for a free checking account and it has no fees plus gives you access to their network of 60,000 free-to-use ATMs. They also have savings account options that will currently pay you 0.5% interest plus different money market accounts, certificates of deposit, and even retirement account options which I haven't seen from a lot of their competitors. And as I mentioned, they also have a few different credit card options as well.
#2: Chime- https://www.youtube.com/watch?v=dAbdb6PKUE4
Chime currently offers 0.5% interest with an incredibly well designed mobile app that honestly sets them apart from the competition. This account is going to charge no fees as usual but they also offer some awesome features such as the ability to get paid early, their round-up and automatic savings features, and their new credit builder card that allows you to build credit by simply using this card for your regular everyday purchases.
#1: SoFi- https://www.youtube.com/watch?v=fbBEYohWnCg&t=377s
Through all of the reviews I have done, all of the verses videos, and even bank tournaments trying to find something that could beat SoFi, I still have yet to find it and that is why I still believe that SoFi is the best banking option especially when it comes to online banking for 2021. Their SoFi money account charges no fees and gives you access to the network of 55,000 ATMs. Not only do they offer fantastic banking services but they also have their own SoFi invest platform, SoFi relay, plus SoFi borrow that has various student loan, personal loan, and home loan options and as if all of that wasn't enough, they also have the brand new SoFi credit card which offers 2% cash back and allows you to automatically invest your cash back, save it, or even pay off your debt.
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